“gIRLMATH” is a viral concept that justifies spending habits with incorrect thinking. It includes ideas like considering cash as money already spent and treating expensive purchases as cheap when broken down by cost per wear. While meant as a joke, many people have now adapted it to their lives as an actual way of thinking in order to justify spending actual money.
In most ways, gIRLMATH is misleading. Rationalizing spending through mental loopholes that leads to extremely poor money management. One example is treating refunds as “free money.” This type of thinking brainwashes people into thinking that they are being financially responsible, however, it is already money they have spent.
Another example (see left) — you spend $100 and get a $10 reward on your next purchase, You just earned $10. This way of doing math is completely illogical and is the opposite of math. Spending $100 to “earn” $10 is like gIRLMATH that says spending an extra $50 on something you don’t need to earn “free shipping” means you saved $10 on shipping. Nope because $50 – $10 means you spent $40.
A final example (see right) is a woman buying a $5000 ring and breaking it down in cost per wear. If you were to wear that ring everyday for 3 years it would essentially cost $4.57 per wear. The gIRLMATH comes in when she says this ring is “free” when she just skips out on her daily $5 coffee for 3 years.
On top of that, she thinks she is making money because she is not spending that extra 43 cents. The math again is completely illogical.
While gIRLMATH is completely wrong, people still see it as an actual way of managing their money, leading many people to believe that the future human race is doomed.
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I am a cross country captain. I have a mini goldendoodle named Captain. I like traveling
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